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Required documents

Documentation requirements vary from one mortgage product to another. However the most commonly required documents are mentioned below:

Salaried
  • Last 2 pay stubs.
  • Last 2 years W2’s from your employer(s).
  • Last 2 months bank statements.
  • Most recent transaction summary of IRA, mutual funds, stocks, bonds, certificates of deposits or any other form of investment.
  • Copy of your purchase or sale agreement.
  • If divorced, a copy of fully executed divorce decree.
 
Self-Employed
  • Last 2 years signed copies of your corporate entity’s tax returns with all the schedules, profit and loss statements and balance sheets.
  • Last 2 years signed copies f your personal tax returns with all the schedules.
  • Last 2 months bank statements.
  • Most recent transaction summary of IRA, mutual funds, stocks, bonds, certificates of deposits or any other form of investment.
  • Copy of your purchase or sale agreement.
  • If divorced, a copy of fully executed divorce decree.
 
Retired
  • Last 2 years Award and Pension letters if retired.
  • Last 2 years tax returns if self employed in lieu of pay stubs and W2's.
  • Last 2 months of bank/financial statements (all pages)

 

Please note that the above list is not an all inclusive list and we may ask for additional documentation as necessary.

Please feel free to Contact Us for a no obligation advice.

 
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